How to budget without being restrictive
Budget ... ... "a plan to show how much money a person will earn and how much they will need or be able to spend" STOP! WAIT! HOLD IT! Before you all switch off, this blog will help you establish a budget without being exceedingly boring. After all, who doesn't want to see their money grow and work for them. Budget, the very word makes you instantly think of 'going without' , 'restrictive' , 'imposing' but it doesn't have to be something that rules your life if you set it up in the correct way. You've probably guessed from the first paragraph that we're following on from last week's blog of saving money and surviving January. A few basic and obvious things to think about when it comes to budgeting .... Do not spend more money each month than you earn - duh, obviously, but it's oh so easy to use credit cards to make up any difference - DON'T under any circumstances! Great, ...