It's all about the money ...
... or not in the case of January!! Let's be honest, it's not a great month for our budgets is it? We all got paid early for Xmas and it's now a very long time until January payday. So how can we survive without having to live on just bread and water and not have any fun until we get paid. Simples, you just have to think outside the box. First of all, I know the January sales are in full swing and there's bargains to be had but hang fire, it's false economy if you're buying something just because it's cheap and secondly, the prices will come down even further towards the end of the month so if it's something you really do want then you could bag yourself a huge bargain. Take a look around you, what else could you do so you're not having to watch every penny. Well, there's loads of things you could try, some of which would be really good habits to build as they'll save you money long term and the extra could go towards a very...